In more ways than one. Automobile insurance rates in Saskatchewan are fairly cheap if you only look at the premiums. It becomes a heck of a lot more expensive when you look at the actually payouts.
I don't have a link yet [UPDATE: I have a link now], but here's a 'graph from Mark Milke's latest column:
Similarly, between 2000 and 2005, government-provided insurance premiums in Manitoba were often higher than those offered in private-sector provinces such as Nova Scotia and Prince Edward Island.Got that? ONE THIRD the payout seen in Ontario.
One province where the government Crown provides most insurance and was on average cheaper than others is Saskatchewan. But it's no secret as to why: On average, claim payouts are much lower in public-sector provinces compared to private-sector jurisdictions. Thus, in 2005 (the latest year for which statistics are available) the cost of an average claim (for mandatory insurance) was $15,959 in Ontario, compared with $5,453 in Saskatchewan.